Your California Rights

If you are a California resident, you may have certain rights under California law, including but not limited to the California Consumer Privacy Act ("CCPA"). All phrases used herein shall have the same meaning as those phrases used under relevant California law, including but not limited to the CCPA.

Right to Know

You have the right to know:

         The categories of personal information we have collected about or from you;

         The categories of sources from which we collected your personal information;

         The business or commercial purpose for collecting or sharing your personal information;

         The categories of third parties with whom we have shared your personal information; and

         The specific pieces of your personal information we have collected.

Process to Submit a Request. To submit a verified request for this information you may click here or call toll-free at (866) 241-7373. You may also designate an authorized agent to submit a request on your behalf by click here or calling toll-free at (866) 241-7373 and then also submitting written proof of such authorization via e-mail to dataprivacy@octitle.com.

Verification Method. In order to ensure your personal information is not disclosed to unauthorized parties, and to protect against fraud, we will verify your identity before responding to your request. To verify your identity, we will generally match the identifying information provided in your request with the information we have on file about you. Depending on the sensitivity of the personal information requested, we may also utilize more stringent verification methods to verify your identity, including but not limited to requesting additional information from you and/or requiring you to sign a declaration under penalty of perjury.

Right of Deletion

You have a right to request that we delete the personal information we have collected from or about you.

 

Process to Submit a Request

To submit a verified request to delete you may click here or call toll-free at (866) 241-7373. You may also designate an authorized agent to submit a request on your behalf by clicking here or calling toll-free at (866) 241-7373 and then also submitting written proof of such authorization via e-mail to dataprivacy@octitle.com.

Verification Method. In order to ensure we do not inadvertently delete your personal information based on a fraudulent request, we will verify your identity before we respond to your request. To verify your identity, we will generally match the identifying information provided in your request with the information we have on file about you. Depending on the sensitivity of the personal information requested to be deleted, we may also utilize more stringent verification methods to verify your identity, including but not limited to requesting additional information from you and/or requiring you to sign a declaration under penalty of perjury.

Right to Opt-Out

We do not sell your personal information to third parties, and do not plan to do so in the future.

Right of Non-Discrimination

You have a right to exercise your rights under the CCPA without suffering discrimination. Accordingly, OC Title & family of Companies will not discriminate against you in any way if you choose to exercise your rights under the CCPA.

California Minors

If you are a California resident under the age of 18, California Business and Professions Code • 22581 permits you to request and obtain removal of content or information you have publicly posted on any of our Applications or Websites. To make such a request, please send an email with a detailed description of the specific content or information to dataprivacy@octitle.com. Please be aware that such a request does not ensure complete or comprehensive removal of the content or information you have posted and there may be circumstances in which the law does not require or allow removal even if requested.

Collection Notice

The following is a list of the categories of personal information we may have collected about California residents in the twelve months preceding the date this Privacy Notice was last updated, including the business or commercial purpose for said collection, the categories of sources from which we may have collected the personal information, and the categories of third parties with whom we may have shared the personal information:

Categories of Personal Information Collected

The categories of personal information we have collected include, but may not be limited to:

         real name

         signature

         alias

         SSN

         physical characteristics or description, including protected characteristics under federal or state law

         address

         telephone number

         passport number

         driver's license number

         state identification card number

         IP address

         policy number

         file number

         employment history

         bank account number

         credit card number

         debit card number

         financial account numbers

         commercial information

         professional or employment information

Categories of Sources

Categories of sources from which we've collected personal information include, but may not be limited to:

         the consumer directly

         public records

         governmental entities

         non-affiliated third parties

         affiliated third parties

Business Purpose for Collection

The business purposes for which we've collected personal information include, but may not be limited to:

         completing a transaction for our Products

         verifying eligibility for employment

         facilitating employment

         performing services on behalf of affiliated and non-affiliated third parties

         protecting against malicious, deceptive, fraudulent, or illegal activity

Categories of Third Parties Shared

The categories of third parties with whom we've shared personal information include, but may not be limited to:

 

         service providers

         government entities

         operating systems and platforms

         non-affiliated third parties

         affiliated third parties

Sale Notice

We have not sold the personal information of California residents to any third party in the twelve months preceding the date this Privacy Notice was last updated, and we have no plans to sell such information in the future. We also do not, and will not sell the personal information of minors under sixteen years of age without affirmative authorization.

Disclosure Notice

The following is a list of the categories of personal information of California residents we may have disclosed for a business purpose in the twelve months preceding the date this Privacy Notice was last updated.

         real name

         Signature

         Alias

         SSN

         physical characteristics or description, including protected characteristics under federal or state law

         address

         telephone number

         passport number

         driver's license number

         state identification card number

         IP address

         policy number

         file number

         employment history

         bank account number

         credit card number

         debit card number

         financial account numbers

         commercial information

         professional or employment information

Revised on 1/7/2020

Effective 1/1/2020